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MONEY WITH NO HARD CREDIT CHECK
When borrowers are looking for money with no hard credit check, many companies will boast their loans require no credit check. Whether the loan is secured or unsecured, a credit verification will always be performed. Keep an attentive eye on any business that insists you can borrow money fast with no credit check.
Credit checks are not just dreaded because they can be damaging to a credit score, but they can also produce inconvenient results when you do not have a clean financial history. If your credit score is not in the best shape it can be optimal to find a loan provider that will not only accept your score, but one who performs only a soft credit check.
ADVANTAGES OF A SOFT CREDIT CHECK
A soft credit check is a non-traditional form of the kind of inquiry a bank uses. This check will not appear on your credit report and it is more forgiving towards lower scores. Installment loans online for bad credit use this type of credit check and are called personal loans, or unsecured loans. Although the credit check is categorized as soft, that does not mean that it is not a credit check.
Soft credit checks do not use your actual credit report. They gather their information from public data sources and use the information you have at hand. Achieve Finance uses a soft credit check to match you with your ideal lender using only these everyday pieces of information:
- Verified Identification
- Proof of Employment
- A Positive Bank Account
- Current Email and Phone Number