Get started and apply online to have your application reviewed to potentially receive an installment loan up to $1,500 through Achieve Finance via the direct lenders we work with. The process is quick and easy, and you could be approved for an online installment loan.


Installment loans are a type of lending product that allows you to schedule out payments over time. Some of these types of short-term loans can be for 90 days or less and others can be long-term lasting months or years depending on the loan amount. Loans typically only last for a few months and larger loans over that amount can have repayment options that take a year or more. With installment and payday products we work with lenders to help you, and can schedule your payments over multiple pay periods, allowing you to repay over time. Providing you a safe, secure and worry free process when you need cash now; so don’t wait – Apply today to potentially receive a loan for up to $1,500.00.

Have bad or poor credit? We welcome you to apply through Achieve Finance to be connected to the multiple lenders that work with us. We understand that life can sometimes affect our finances and an online installment loan can be a great resource to help ease the stress of paying off bills or an emergency expense, by allowing you to pay back one installment period at a time. Get the funds you need for your financial needs.


Having bad credit can prevent a person from many kinds of loans. However, with Achieve Finance we don’t want to discourage you from applying for an installment loan online for bad credit. In many cases, bad credit or even no credit may not disqualify you when attempting to apply for a loan. Although for larger, personal loans online a credit check may be performed that better reflects your financial situation and ability to repay. Luckily, we work with a network of various partners and lenders that may be able to help. Moreover, requests for installment loans for bad credit for up to $1,500 can be decided almost instantly and you can have access to your requested funds – if approved – quickly, securely, and deposited into your account as soon as the next business day. Please consult with your lender’s terms for more information about funding times.  Don’t let a poor credit history prevent you from applying for a loan. We are here to help connect you to a source for financing.


At Achieve Finance, we work with many direct lenders for online installment loans, and can help you to get fast cash loans when you need money fast. There are all kinds of reasons for emergency cash, from unexpected expenses to bills and more, and having options like installment loans online, even for bad credit, can be a huge help in making ends meet.


There are two different types of installment loans. Typically Installment loans have equal payments over a set period of time, then the loan ends when fully paid. The two types are listed below:

Unsecured loans are the first type of loan and what is typically offered as a small dollar loan. These loans are not backed by collateral or anything a lender could reclaim. For example, a small dollar loan, student loans and some types of personal loans typically from credit unions. These loans tend to have higher interest rates than secured loans and this is because of the bigger risk for the lender.

Secured loans typically have lower interest rates than unsecured loans. The reason for this is that the lender typically has some sort of collateral secured to the loan like an automobile or a home mortgage. These secured items give the lender the ability to repossess a car or foreclose on a home providing extra security for them to recoup any potential lost investment. Installment loan accounts are not the same as revolving credit. Credit cards are a specific example of revolving credit and payments can vary from month to month with no set end payment date.


To be considered for a loan, follow these simple steps:

  1. Apply on our online application
  2. Receive a near instant decision from one of the lenders we work with
  3. Review and sign your contract for your unsecured installment loan after being approved
  4. Funds deposited in your account

Simple? We think so. At Achieve Finance simplicity in funding your loan is our goal. This is why we are a preferred option for many people seeking installment and small dollar loans online.


There are a few differences between installment loans and payday loans. The first one is that payday loans online are typically only meant to tide you over until your next payday and are not a long term financial solution. Also, payday loans typically range from $100-$500 where installment loans typically can be larger sometimes $500 to a few thousand dollars.

Installment loans are also paid back over a longer period of time with payments that typically include principal and interest. Installment terms can range from several weeks to months or even years depending on the amount and whether it is an unsecured or a secured loan.


Installment loans are a loan that is repaid by regularly scheduled payments over time typically consisting of part principal and part interest. Because of this payment structure, installment loans don’t require you to make a single lump-sum payment on your next pay-date to pay off your loan.

This loan product provides many advantages such as flexible payments that are spread out over time, and in some instances these loans can be a more affordable alternative to certain types of payday loans.


Responsible borrowing and lending is a primary focus at Achieve Finance. We want our customers to make sure that they keep their budget in mind when applying for installment loans. It is important that you should not borrow more than you can afford to pay back and we ask that you keep your current bills and expenses in mind when requesting a loan amount.

If you can’t make your payment on time, please contact your lender. Installment loans are a short-term lending solution for temporary financing needs, and are not a substitute for long term financial planning and management.

If you think an installment or small dollar loan sounds like a financial option you’re interested in then Achieve Finance is your trusted partner to get you the money you need.

© AchieveFinance 2023. All Rights Reserved.

The operator of this website does not make any credit decisions, but rather, upon the submission of your application, shares your submission with multiple lenders in order to provide you with several options of loans that may meet your credit needs. You acknowledge, agree and authorize that we and our network partners and lenders may obtain your credit report from one or more consumer reporting agencies, such as but not limited to TransUnion, Experian, Equifax, or Clarity, in order to: (1) authenticate and verify your identity based on the information you provided; (b) access your eligibility for credit and identity products and/or services you may qualify for; (c)  determine your current debt-to-income ratio; and (d) to obtain your credit score or information about your creditworthiness and credit standing. When you check your rates and review the loan offers available to you, we/our network of lenders or partners may perform a soft inquiry or hard inquiry on your credit report, which may impact your credit score. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid pursuant to the individual terms as outlined within their consumer loan agreement. Each lender has their own terms and conditions, please review their policies and terms for further information. Nonpayment of credit could result in collection activities and may impact your credit.