Marketing & Privacy Policy

MARKETING POLICY

Welcome to Achieve Finance (hereinafter “Company”) at AchieveFinance.com (hereinafter “Website”). To register for, or make use of, Company’s services, you must agree to these Marketing Practices, as well as Company’s Privacy Policy and Terms & Conditions of Use.

By registering or using this Company’s services, you understand that you are requesting a referral for a loan from the independent, participating lenders with whom we may share your information. While our site does not sell your information to vendors not related to your specific financing request, you are giving your express consent to receive promotional materials from participating lenders. Individual lenders may also provide information to you about additional services and products.

You further understand that all communications, whether to assist you in obtaining the loan requested or for promotional purposes, may be via direct mail, email, telephone/mobile device, sms instant messaging, or any combination of these, with the information you provide directly to Company, regardless of whether your email address and/or numbers are listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like.

If you do not wish to receive such marketing materials and/or communications, you may request to be removed by using the relevant opt-out mechanism in such communications. Requests to unsubscribe from receipt of communications from third parties must be communicated directly to such third parties. Company is not responsible for stopping all unwanted communications from sources beyond Company’s control.

PRIVACY POLICY

Company’s Privacy Policy is designed to help you understand its online information practices, so that you are able to make an informed and educated decision about how Company collects and uses your information. While reading through this Policy, it is important to note that any reference to “You” or “Your” refers to you as a user of Company’s online program. Moreover, any reference to “We”, “Us”, or “Our” refers to Company.

Please be aware that Company will be free to use any and all information that you submit to through this Website for any lawful purpose as explained herein. Please be advised that Company collects your information and connect you with various lenders, however Company is not responsible for the content and/or the privacy practices of lenders or their sites.

WHAT INFORMATION IS COLLECTED

Company collects all the information you provide to while on its Website. This includes your name, date of birth, telephone number(s), home address, Email address, Social Security number, employment information, income information, bank account information, personal references, and any other information that you provide. Company also collects IP addresses, type of Web browser and operating system, type of computer used, and Web page http headers along with information, and all other information relating to the pages you access.

This Website is intended for you to submit a form with your personal information in order to receive an immediate loan decision and also to obtain information on loan and financial related products. You must submit the required information to be considered by one of the third-party loan providers or other services. [Even if you do not complete the full informational process, any personally identifiable information submitted may also be collected for our use.]

HOW INFORMATION IS COLLECTED

The information Company collects is used to help connect you with a lender by submitting your information to various lenders or connecting services that accept the criteria you filled out on the informational form. The information will be used to determine your eligibility for a loan or financial product by the lender. Your information may be sent to direct lenders or other lender connecting services in an attempt to get you connected to a lender. Your personal, demographic and profile information may be used to help improve Website, for marketing, editorial, promotional, statistical analysis, and feedback purposes. Any information collected may be added to Company’s databases for the purposes of sending upcoming postal mailings, emails, SMS text-messaging, telemarketing new product information, new service information, site updates and/or status of online orders. [Currently Company does not utilize these methods of communication with consumers but reserve the right to do so in the future.]

Through your use and submission of information on this Website, you agree that even if your number is found on a do-not-call registry, or similar registry, you may be contacted in any manner contemplated in this section. Company reserves the right to share, sell or otherwise disclose your information to third parties. If you utilize Company’s opt out procedures Company will pass that information on to all third parties and connecting services that received your information and data for loan eligibility determination. YOU MUST CONTACT THE THIRD PARTIES WHO CONTACTED YOU DIRECTLY AS WELL.  Simply email [Provide and email address to option out of] to opt out.

By providing your personal information, you agree that it may be used for the following purposes: to obtain other information about you from third-parties when the information was improperly or incompletely filled out on our registration form; sharing of your information with trusted third parties such as credit bureaus, affiliated loan providers and/or other financial services providers in accordance with applicable law; and for other marketing products and services that Company determines you might find of interest.

Company may employ other companies and individuals to perform certain functions on its behalf. These other companies and individuals have access to your personal information in order to perform their functions for Company, but they are not permitted to use your personal information for other purposes. Examples when other companies or individuals may use your personal information may include sending direct mail and email, SMS text-messaging, telemarketing, analyzing data, removing duplicate information from customer lists and providing marketing analysis.

Any and all sensitive Information that Company collects from you and from third-parties as part of your request to be connected with a lender, will be used to determine your eligibility for a loan product. If you provide personally identifying information, such as your Social Security number, that information may be used to determine your financial status. Upon qualifying for a loan, your loan-specific financial information will be stored and utilized in accordance with the terms of your applicable lender’s Privacy Policy.

If we believe that the service and/or Website is being or has been used in violation of the Website’s Terms and Conditions, or to commit unlawful acts, Company reserves the right to release current or past user information under the following circumstances: if the information is subpoenaed; if Company is sold or acquired; or when Company considers it necessary or appropriate. Furthermore, by agreeing to these conditions, you hereby consent to disclosure of any record or communication to any third party when Company, in its sole discretion, determines the disclosure to be appropriate. This includes, without limitation, sharing your email address with other third-parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission enabling regulations.

[Click here – make a clickable link] for information on filing complaints against financial industry companies where relevant.

Submission of information through your use of this Website means that you agree to receive mobile marketing, including but not limited to text-message based marketing, from Company and from Company’s third party advertisers and marketers. [Although Company does not utilize this currently it retains the right to do so in the future.] Even though your mobile telephone number may be listed on state and/or federal do-not-call registries, Company retains the right, and you agree that Company may contact you via text message based marketing and in accordance with applicable state and federal law. Additionally, your registration and/or use of this Website, amounts to your acknowledgment that such act constitutes an inquiry and/or request to be connected with a lender for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “TSR”). If your telephone number is listed at the Federal Trade Commission’s Do-Not-Call List, Company retains the right and you consent to allow Company to contact you via telemarketing, in accordance with the TSR.

HOW YOUR INFORMATION IS SAFEGUARD

Although no data transmission over the Internet can be guaranteed to be 100% secure, Company stores all information collected in a technically and physically secure environment. While Company strives to protect your personal information, you transmit any information at your own risk. Company cannot warrant or ensure the security of any information that you transmit. Upon receipt of your transmission, Company makes reasonable efforts to ensure its security on Company’s systems. Company limits access to this information internally only to employees who need the personal information to perform a specific job. Since your information is sent externally to other parties in an attempt to connect you with a lender, it is important that you read and understand any lender or lender connecting service’s own Privacy Policy and Terms of Use. In the event that Company learns of an information security breach with respect to your personal information and in compliance with applicable state and federal laws, Company will notify you via email along with any applicable regulatory agencies. However, notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.

COMPANY PROCESS

After completing the form and information page, if a lender or third party connecting service accepts your information, you will automatically be redirected to an applicable third party lender’s, seller’s, or connector’s website. As applicable, and in connection with completing your request to be connected with a lender, Company will collect and send your personal information to the respective third party lender or seller. Please note that as a result of submitting your information, you will subject yourself to the third-party lender’s or seller’s privacy policy.

YOUR OPT-OUT RIGHT

If you want to opt-out from receiving communications from Company and/or  third-party partners, please do not submit any of your information to only Company. When you submit personally identifiable information while visiting this Website, you have automatically opted-in, meaning that you are requesting that Company share your personal information with third parties. However, when you receive marketing communications or are otherwise contacted by these third parties, you should directly notify them how you would like you information used and shared by them. Company will forward your opt-out request to all known third parties but you must submit your opt-out request on your own to these companies.

You may opt-out of any additional email communications regarding Company Website by sending your request in writing via email or clicking the unsubscribe button in the email. If a third party is violating Company’s privacy policy or your rights be sure to file a complaint immediately.

PROTECTION OF THE PRIVACY OF MINORS

We do not permit individuals under eighteen (18) years of age to obtain Company’s products and/or services. If you are under eighteen (18) years of age, do not submit your information as it will be removed from this Website immediately.

OUR USE OF PIXELS AND COOKIES

Company and this Website pages and/or emails may contain electronic images known as “pixel tags.” These are used to track the pages that visitors and/or users visit at the Website in order to format future campaigns and upgrade visitor information used in reporting statistics. To help determine the effectiveness of a joint promotional or advertising campaign, Pixel tags from third parties may also be present on the Website.

Company may use also use “cookies” to help customize your access to the Website. A cookie contains information about you and is stored on your hard drive. Company may use cookies to anonymously track and target users’ interests and to further enhance the experience on the Website. Cookies may also be used for advertising tracking purposes.

OUR RIGHT TO CHANGE OUR POLICY WITHOUT PRIOR NOTIFICATION

Company reserves the right to change its policy at any time and without prior notice to you. Your continued use of this Website, or acceptance of Company emails or marketing materials following the posting of changes to this Policy, will mean that you accept any and all such changes and that you agree to continue receiving marketing from Company and other third party companies. Company reserve the right to contact you regarding your informational status and changes to subscriber agreements, Privacy Policy, or any other policies or agreements relevant to you.

CONTACT US

Should you have any questions about our Terms and Conditions or our Privacy Policy, or you have any additional questions or concerns, please email Company at [email protected]

You can also write to us at directly via certified mail at

Achieve Finance

1717 N Akard St #200

Dallas, TX 75201

[Phone number if there is a direct customer service company]

with any questions or concerns related to these Marketing Practices or Privacy Policy, or to opt-out of having your information used by Company for marketing purposes.