CAN I GET A SHORT TERM LOAN WITH BAD CREDIT?
Requesting a short term loan with bad credit? Don’t be overly concerned with what your credit history looks like. While lenders perform some type of credit verification, there are many types of credit checks. Every lender performs either a traditional, or non-traditional credit check. The direct lenders we work with specialize in smaller dollar amounts, and because they are offering loans of between $100 and $1,000.00, they are able to focus more on your ability to repay the loan now than based on your past credit history. Some companies may claim that they can offer you a short term loan with no credit check. This is dishonest, as all lenders do perform some kind of credit check.
If you want to improve your chances of your short term loan request being approved, be sure that you fill out the form and submit it during regular business hours. If you want to increase the odds that you will be approved, be sure that you only take out a loan for an amount that you can easily repay within the terms of the lender’s contract.
When requesting a short term loan, please be careful to consider why you are doing it. Short term loans are not intended to be a solution to long term financial hardship. Common reasons to request a short term loan include: unexpected repairs for your car, fixing an appliance or other type of home repair that cannot wait until your next paycheck arrives, paying a bill to avoid painful late fees or having the debt sent to a collection agency. If you are in this situation, these might be just a few of the reasons that you would consider requesting short term loans online through the lenders working with Achieve Finance. If you are approved, make sure that you read your contract completely, particularly the fine print before you sign it.
It is our philosophy that everyone has the right to request a short term loan online, regardless of their credit history. If you have bad credit, no credit or a poor credit score, you should receive the same opportunity to request a short term loan as someone who has good credit. This is why Achieve Finance was founded, to create more opportunities for individuals who look for an alternative approach to borrowing.